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There's
is safety in our numbers.
For
you. For your employees.
The
United Heartland approach to workers compensation is truly good,
sound medicine. Clients that stay with us can reap big savings.
Through our close partnership-based relationship, we help them
grow and maintain a safer workplace and carefully control claim
costs. And that makes our clients very happy.
Well
Measured Success
At United Heartland, we take the customer
satisfaction seriously. That's why we are one of the only Property
& Casualty companies in the industry to measure regularly
how our customers feel about us. Our consistently high satisfaction
scores tell a powerful tale of well-measured success. The chart
below attests to the details.

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Every
United Heartland customer is mailed a Customer Satisfaction Survey
each policy year approximately 6 months into their policy. And
we continue to monitor our customers' satisfaction through quarterly
mailings to randomly selected customers to gauge our ongoing progress.
Our response return rate is more than 50%. Quite exceptional for
this type of mailing.
Overall
satisfaction consistently ranks above 90%. With those kind of
scores, you may think we could lose our edge. But nothing could
be further from the truth. Every comment received is valued, researched
and acted upon. Only through continuous improvement, can we provide
continually better service.
Lower
Costs
The
Loss Prevention and Claims management practices used at United
Heartland can produce remarkable savings for our customers. A
recent review of our largest clients, with us for four-years,
showed that they saved 30% on their workers' compensation costs
through experience modification reductions alone.
To
illustrate our approach to cost savings further, the chart below
shows how our average claim cost compares with the industry in
Wisconsin and Iowa. These results further exemplify well-managed
claim control and demonstrate that our process works. Better control
of the experience modification, the factor that ultimately determines
your premium, means lower claim costs and lower premiums.

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Medical
Bill Management
United Heartland's aggressive medical
bill management and case management provides real savings for
employers. The chart below shows the savings we have produced
from managing medical costs by closely monitoring each bill we
receive and paying charges appropriately and accurately. Savings
from case management in avoiding extended treatment and early
return to work would be in addition to the savings reflected below.

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