Emil Pfenninger               

President

Emil Pfenninger has been president of United Heartland since the company was formed in 1990. Pfenninger oversees the daily operations of United Heartland. Prior to joining United Heartland, Pfenninger was underwriting manager with CNA Insurance Company in Milwaukee between 1987 and 1990. Previous to that, Pfenninger served for 14 years as underwriting manager and home office underwriting supervisor for Aetna Life and Casualty. He earned a bachelor's degree in business administration from St. Norbert College in De Pere, Wisconsin.